BAHARU

Introduction Viva allows users to tokenize their required mortgage loans into thousands of Fractional Mortgage Shares, opening the ability for homebuyers to originate their loan capital from a global network of peer to peer, crowdfunding investors. By circumventing the banking system and streamlining the process, Viva can significantly lower interest rates for consumers while giving ordinary investors and savers access to the same profit model that has fuelled banking corporations to become some of the most powerful organizations in the world. PROBLEM Getting a mortgage is challenging and frustrating, and for many creditworthy individuals around the world - it’s often impossible. Furthermore, the profit model behind mortgage loans and Mortgage Backed Securities is one of the most lucrative business models in existence. Despite this, banking corporations around the world consistently exploit consumers with price gouging, collusion and even interest rate manipulation. Th...

    Over time, of course many people think of Bitcoin as a financial management resource. Many people have regained their power to manage their own assets, to monitor how resources are being distributed, and to save economy from the control of a handful of people. The most significant problems are insufficient transaction capacity, slow confirmation and high transaction costs. Because of the very flexible and inflexible nature of Bitcoin, it is impossible to fix some critical weaknesses.Instead of fixing the original Bitcoin project, most people try to find new projects that discuss the different perceived Bitcoin shortages. Fortunately, some people believe Bitcoin is working to overcome Bitcoin's shortcomings, and they have proposed some very good solutions. The most significant one is the Lighting Network [0], which is a micropayment systems built on the Bitcoin network without requiring modifications to the Bitcoin code. ...

Over time, of course many people think of Bitcoin as a financial management resource. Many people have regained their power to manage their own assets, to monitor how resources are being distributed, and to save economy from the control of a handful of people. The most significant problems are insufficient transaction capacity, slow confirmation and high transaction costs. Because of the very flexible and inflexible nature of Bitcoin, it is impossible to fix some critical weaknesses. Instead of fixing the original Bitcoin project, most people try to find new projects that discuss the different perceived Bitcoin shortages. Fortunately, some people believe Bitcoin is working to overcome Bitcoin's shortcomings, and they have proposed some very good solutions. The most significant one is the Lighting Network [0], which is a micropayment systems built on the Bitcoin network without requiring modifications to the Bitcoin code. Another interesting solution is ...